Mutual Funds in Focus | December 2025
Here’s a list of 5 trending funds
As the year comes to a close, many investors reflect not just on returns - but on whether their portfolios are aligned with their goals, risk appetite, and time horizon.
At iNRI, we believe fund selection should always start with clarity of purpose. Each fund plays a different role, and understanding what a fund is designed to do - and who it is meant for - matters far more than short-term performance.
In this edition of Funds in Focus - December 2025, we highlight five funds across categories, explaining their investment objective and who they may be suitable for.
Funds in Focus - December 2025
1️⃣ Flexi Cap: Aditya Birla Sun Life Flexi Cap Fund
Fund Objective:
This fund aims to generate long-term capital appreciation by investing across large-cap, mid-cap, and small-cap stocks, with the flexibility to shift allocations based on market opportunities.
Who is this fund suitable for?
Investors looking for a core equity holding
Those who prefer active allocation across market caps
Investors who want equity exposure without managing multiple funds
NRIs seeking a single diversified India equity strategy
2️⃣ Small Cap: Bandhan Small Cap Fund
Fund Objective:
The fund focuses on investing in small-cap companies with the potential for long-term growth, typically earlier in their business lifecycle.
Who is this fund suitable for?
Investors with a long investment horizon (7+ years)
Those comfortable with higher volatility
Investors looking to add a growth-oriented satellite allocation
NRIs who already have stable large-cap exposure and want incremental alpha
3️⃣ Multi-Asset: Aditya Birla Sun Life Multi Asset Allocation Fund
Fund Objective:
This fund seeks to generate long-term returns by allocating investments across multiple asset classes such as equity, debt, and commodities, adjusting exposure based on market conditions.
Who is this fund suitable for?
Investors seeking diversification within a single fund
Those looking to moderate portfolio volatility
Investors with medium- to long-term goals
NRIs who want a balanced India allocation without frequent rebalancing
4️⃣ Thematic: Nippon India Banking & Financial Services Fund
Fund Objective:
The fund aims to invest primarily in companies within India’s banking and financial services sector, benefiting from sector-specific growth trends.
Who is this fund suitable for?
Investors with high conviction in the financial services sector
Those who already have diversified core holdings
Investors comfortable with sector concentration risk
Suitable as a satellite allocation, not a standalone portfolio
5️⃣ Thematic: Bandhan Innovation Fund
Fund Objective:
This fund focuses on companies driving innovation through technology, evolving business models, and structural shifts across sectors.
Who is this fund suitable for?
Investors with a long-term, forward-looking mindset
Those comfortable with cyclical and thematic volatility
Investors looking to capture future growth trends
Best used as a small allocation within a diversified portfolio
A Note from iNRI
No fund is “good” or “bad” in isolation. The right question is always:
Does this fund suit your goals, time horizon, and risk profile?
For NRIs, this decision is layered with additional considerations - taxation, repatriation, compliance, and geographic diversification.